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Low Cost Credit & Debit Card Acceptance for Small Businesses and Tradesmen

Traditionally, accepting credit/debit cards has been expensive for small businesses – particularly where transaction volumes are low.

We have arrangements with the worlds leading merchant acquiring banks so that we can offer competitive rates, with no monthly fees. So if you don’t have any card transactions to process in a particular month you wont incur any charges.

You can open a Lite User account for as low £0

Accept payments easily

We offer a feature rich service, at an affordable price. With us you can accept payments using all of our payment channels, via a single online account. The only fee you pay is a small processing fee each time you process a payment.

Low cost Chip & Pin

Perfect for small businesses and start ups! With chip & pin you can take immediate payment from customers by card. Choose from our pocket sized Bluetooth card readers or a standard chip & pin terminal with built in printer.

Incredible price!

Buy a card reader outright – from just £99.00 or order one of our low cost chip & pin terminals from just £1.99 per week.

Countertop and GPRS models available.

No separate PCI charges or paperwork to complete.


Transactions are authorised and authenticated using industry standard chip & pin – which means you can take card payments on the move, quickly and securely.


When you accept a payment using chip & pin, the transaction appears in your online We Tranxact portal – making it easy to reconcile all your card payments, whichever channel you use.

No Lengthy Contract

We Tranxact are doing things differently. We believe happy customers are loyal customers – so there’s no lengthy contract. This means, if you find a better deal elsewhere or no longer need our service, there’s no exit fee’s to pay.

Grow with Lite Users

Card acceptance brings many benefits for small businesses and helps overcome the problem of lost, delayed and returned cheques. Card acceptance can also:

  • Help you keep up with competitors
  • Reduce your admin time
  • Help you win more work
  • Improve your cash flow
  • Makes you look more professional
  • Increase your security

Low cost terminals from £1.99 / week!

Benefits of choosing Lite Users

  • Low rates Pay As You Go service
  • No minimum contract term
  • No monthly or minimum usage charges
  • Multi channel
  • No terminal required, but option to add one if required
  • Online reporting portal
  • Weekly settlement
  • Speedy setup – less than 48 hours
  • Easy online application form
  • UK contact centre (24/7 availability)

Want to start saving money now?