Peptide Payments (UK & Europe)
Peptide Payments for UK & European Businesses
Peptide Payments are specialist payment solutions for peptide brands, performance wellness businesses and peptide-based product sellers who struggle with mainstream processors. From our base in Birmingham, United Kingdom, We Tranxact Ltd helps UK and European peptide businesses access high-risk friendly payment partners, compliant flows and stable settlements.
If your peptide sales have been declined, frozen or shut down by standard providers, we can help you explore high-risk payment options instead.
Why Peptide Payments Are Classed as High Risk
Peptide businesses are often placed in the high-risk category due to product classification, regulatory scrutiny and how products are advertised. As a result, many peptide sellers face:
- Account declines: Mainstream payment processors refusing peptide-related businesses.
- Sudden shutdowns: Accounts closed with little notice once “peptides” are flagged.
- Frozen funds: Balances held for 90–180 days or more during risk reviews.
- Strict marketing rules: Claims, wording and positioning scrutinised closely.
We focus on helping legitimate, policy-compliant peptide businesses find payment partners who understand the sector.
Who Are Peptide Payments For?
We support UK and European businesses that work with peptides within their local laws and regulations. Typical clients include:
- Peptide brands and resellers selling peptides online to customers in the UK and EU.
- Performance wellness and longevity brands offering peptide-based products alongside other supplements.
- Clinics and wellness practices that use peptides as part of doctor-led or practitioner-led programmes (where lawful).
- Peptide-focused ecommerce stores that have been declined or restricted by mainstream payment providers.
Important: You remain fully responsible for complying with local laws, medical regulations and product classification. We do not provide legal or medical advice – we help match you with payment partners who can assess your risk accurately.
How We Tranxact Helps Peptide Businesses
We Tranxact Ltd acts as a specialist broker, connecting peptide businesses with UK and European payment providers who can consider high-risk or complex models.
- High-risk friendly partners: We work with providers used to peptides, supplements and performance wellness products.
- Tailored payment flows: Support for one-off payments, subscriptions, continuity and membership models.
- Risk-aware onboarding: We help present your business clearly so underwriters can make an informed decision.
- Clear pricing: No confusing fee structures or hidden conditions.
- Ongoing support: We remain available after go-live to assist with questions and optimisation.
How the Peptide Payments Onboarding Process Works
We keep the process as simple and transparent as possible:
- Initial call: We discuss your products, markets, website, volumes and current payment problems.
- Documentation: You provide KYC, business documents, product details and website content for review.
- Matching & underwriting: We submit your profile to selected payment partners with appetite for peptides and performance wellness.
- Approval & setup: Once approved, your account or platform login details are issued and payment flows configured.
- Support & optimisation: We help you understand risk rules, dispute processes and best practice going forward.
Compliance, Claims & Product Positioning
Because peptides sit under increased regulatory scrutiny, payment providers look closely at:
- How your products are described (no unsubstantiated medical claims).
- Who you sell to (retail vs trade, age restrictions, territory restrictions).
- Refund and returns policies (clear, fair and visible terms).
- Website quality and transparency (contact details, terms & conditions, privacy policy).
We do not give legal or regulatory advice, but we can highlight what payment partners typically look for so you can work with your own advisors to align your positioning.
How Much Do Peptide Payments Cost?
Pricing for peptide-related businesses is usually higher than standard ecommerce due to risk and regulatory factors. Typical elements include:
- Setup or onboarding fees: To cover initial risk review and account configuration.
- Processing fees: Percentage + fixed fee per transaction, based on sector and volumes.
- Platform or monthly fees: For access to specific gateways or platforms.
- Rolling reserve: In some cases, a small percentage of funds may be held temporarily to cover disputes.
We obtain quotes from multiple providers so you can compare options before committing.
Peptide Payments – Frequently Asked Questions
Can you guarantee approval for peptide payments?
No one can guarantee approval. What we can do is help present your business clearly and approach payment partners who are more open to peptide-related businesses than mainstream providers.
Do I need to be fully compliant before speaking to you?
You should already be working towards compliance with local laws and regulations. We can highlight typical risk concerns that payment providers raise, but you must get your own legal or regulatory advice where needed.
Can you help if my account has already been shut down?
Possibly, yes. Past issues will be considered by new providers, but we can still explore options and help you understand what is realistically possible.
Do you only work with UK peptide businesses?
We are based in the UK and primarily support UK and European businesses. In some cases, we may also be able to assist businesses operating in other regions on a case-by-case basis.
Discuss Peptide Payments for Your Business
If you run a peptide brand, performance wellness business or peptide-based ecommerce store and are struggling with payments, we can help you explore high-risk friendly options.
Use the form below to tell us a little about your business and we will get back to you.
External Regulatory Resources
Financial Conduct Authority (FCA)
https://www.fca.org.uk/firms/payment-services-e-money
Medicines & Healthcare Products Regulatory Agency (MHRA)
https://www.gov.uk/government/organisations/medicines-and-healthcare-products-regulatory-agency