Ecommerce Payments
What are ecommerce payments?
Ecommerce payments let your business accept secure online card payments from customers in the United Kingdom and across Europe. From our base in Birmingham, We Tranxact Ltd sets up merchant accounts, payment gateways and checkout flows so you can take Visa, Mastercard and other digital wallets through trusted UK and European payment processors.
Take Ecommerce Payments
With the surge in online shopping, it is essential to let customers pay for your products and services from anywhere. We help UK and European businesses, including high-risk merchants, set up secure ecommerce payment solutions and credit card merchant accounts.
Whether you are classified as a high-risk merchant or simply need a reliable UK payment gateway, We Tranxact can provide a tailored setup. Our services include high-risk payment gateways and support for merchant accounts, making us a trusted payments consultancy for ecommerce businesses.
We understand the unique challenges faced by high-risk merchants and offer specialist online payment processing. Our solutions help you accept card payments online securely and keep your checkout running smoothly.
What You Need for Ecommerce Payments
Ecommerce Merchant Account
Your merchant account facilitates the transfer of funds between your customer’s card and your bank account. We help you find credit card merchant accounts and payment processors that fit your risk profile and volumes.
A Secure Website
Your website should give customers a smooth buying journey, with SSL security, a working shopping cart and a clear checkout. We make sure it meets processor and card-scheme expectations.
Payment Gateway
The payment gateway captures, encrypts and passes card details between the customer, the processor and your acquiring bank. It is the core of safe and reliable online payment processing.
Fully Compliant Pages
Most gateways and acquirers require returns, delivery, terms and privacy pages. We guide you through these compliance steps so your application is approved without delays.
What Is a Payment Gateway and How Does It Work?
A payment gateway is software that transfers transaction details between the customer’s bank, the card schemes such as Visa and Mastercard, and your acquiring bank. It encrypts card data, checks for fraud and returns an approval or decline within seconds.
In ecommerce, the gateway is essential for handling online card transactions safely. We work with leading UK and European gateway providers so you can accept a wide range of payment methods, including Visa, Mastercard, American Express, PayPal, UnionPay, JCB, Apple Pay, Google Pay and more.
Every gateway we recommend is PCI DSS compliant so that card numbers and other sensitive details are captured and transmitted securely.
Take Recurring and Subscription Payments
Recurring payments, also known as subscription payments or Continuous Payment Authorities (CPAs), charge a customer’s card automatically on an agreed schedule. This works in a similar way to a direct debit but uses a card instead of a bank account.
Subscription billing is ideal for memberships, content access, SaaS products and ongoing donations. We help you integrate recurring card payments into your website so renewals run smoothly and revenue is predictable.
Ecommerce Payments: FAQs
How do I start accepting online card payments?
You need a merchant account, a payment gateway and a secure website. We Tranxact helps UK and European merchants put all three in place.
Can high-risk merchants use ecommerce payments?
Yes. We specialise in high-risk sectors and match merchants with gateways and acquirers willing to support their model, subject to underwriting and compliance checks.
Which payment methods can I offer online?
You can accept Visa, Mastercard and digital wallets such as Apple Pay, Google Pay and PayPal, depending on your chosen gateway provider.
Is the payment gateway PCI DSS compliant?
We only recommend gateways that are PCI DSS compliant, helping protect cardholder data and keep online payments secure.
Do you support recurring or subscription payments?
Yes. We help you set up recurring and subscription card payments for memberships, services, donations and other repeating charges.
Looking To Sell Online Then Speak To Us First