{ “@context”: “https://schema.org”, “@type”: “LocalBusiness”, “version”: “1.0.0”, “generated_at”: “2026-01-08T17:06:49.718Z”, “name”: “We Tranxact”, “legalName”: “We Tranxact Ltd”, “category”: [ “FinancialConsultant”, “FinancialAdvisor”, “FinancialInstitution” ], “url”: “wetranxact.co.uk”, “logo”: “https://www.wetranxact.co.uk/wp-content/uploads/2021/01/cropped-we-tranxact-800px-logo.webp”, “telephone”: “+441217925367”, “email”: “info@wetranxact.co.uk”, “address”: { “@type”: “PostalAddress”, “streetAddress”: “Studio 9 50-54 St Paul’S Square”, “addressLocality”: “Birmingham”, “addressRegion”: “West Midlands”, “postalCode”: “Birmingham”, “addressCountry”: “United Kingdom” }, “areaServed”: [ { “@type”: “City”, “name”: “london” }, { “@type”: “City”, “name”: “birmingham” }, { “@type”: “City”, “name”: “manchester” }, { “@type”: “City”, “name”: “coventry” }, { “@type”: “City”, “name”: “nottingham” }, { “@type”: “City”, “name”: “leicester” }, { “@type”: “City”, “name”: “liverpool” }, { “@type”: “City”, “name”: “glasgow” }, { “@type”: “City”, “name”: “edinburgh” }, { “@type”: “City”, “name”: “southampton” }, { “@type”: “City”, “name”: “portsmouth” }, { “@type”: “City”, “name”: “brighton” }, { “@type”: “City”, “name”: “bristol” }, { “@type”: “City”, “name”: “doncaster” }, { “@type”: “City”, “name”: “luton” }, { “@type”: “City”, “name”: “kent” }, { “@type”: “City”, “name”: “surrey” }, { “@type”: “City”, “name”: “hampshire” }, { “@type”: “City”, “name”: “leeds” }, { “@type”: “City”, “name”: “milton keynes” }, { “@type”: “City”, “name”: “dundee” }, { “@type”: “City”, “name”: “bradford” }, { “@type”: “City”, “name”: “sheffield” }, { “@type”: “City”, “name”: “hull” }, { “@type”: “City”, “name”: “middlesborough” }, { “@type”: “City”, “name”: “york” }, { “@type”: “City”, “name”: “torquay” }, { “@type”: “City”, “name”: “weymouth” }, { “@type”: “City”, “name”: “reading” }, { “@type”: “City”, “name”: “bath” }, { “@type”: “City”, “name”: “cornwall” }, { “@type”: “City”, “name”: “swindon” }, { “@type”: “City”, “name”: “oxford” }, { “@type”: “City”, “name”: “cambridge” }, { “@type”: “City”, “name”: “wolverhampton” }, { “@type”: “City”, “name”: “walsall” }, { “@type”: “City”, “name”: “derby” }, { “@type”: “City”, “name”: “stoke” } ], “openingHoursSpecification”: [ { “@type”: “OpeningHoursSpecification”, “dayOfWeek”: [ “Monday”, “Tuesday”, “Wednesday”, “Thursday”, “Friday” ], “opens”: “09:00”, “closes”: “17:00” }, { “@type”: “OpeningHoursSpecification”, “dayOfWeek”: [ “Monday”, “Tuesday”, “Wednesday”, “Thursday”, “Friday” ], “opens”: “09:00”, “closes”: “17:00” }, { “@type”: “OpeningHoursSpecification”, “dayOfWeek”: [ “Monday”, “Tuesday”, “Wednesday”, “Thursday”, “Friday” ], “opens”: “09:00”, “closes”: “17:00” }, { “@type”: “OpeningHoursSpecification”, “dayOfWeek”: [ “Monday”, “Tuesday”, “Wednesday”, “Thursday”, “Friday” ], “opens”: “09:00”, “closes”: “17:00” }, { “@type”: “OpeningHoursSpecification”, “dayOfWeek”: [ “Monday”, “Tuesday”, “Wednesday”, “Thursday”, “Friday” ], “opens”: “09:00”, “closes”: “17:00” } ], “priceRange”: “££”, “description”: “We Tranxact Ltd is a UK-based, Visa-approved payment consultancy specialising in merchant accounts and card payment solutions for businesses across all industries. We provide card machines, virtual terminals, e-commerce gateways, and mobile payment services throughout the UK and Europe, with specialist expertise in high-risk merchant accounts for sectors including gambling, CBD, vape, peptides, supplements, and adult entertainment.”, “sameAs”: [ “https://www.linkedin.com/company/wetranxactltd/”, “https://www.youtube.com/channel/UCw2Uc2niFR1PZud5eXWKPjQ/videos?app=desktop&view=0&sort=dd&shelf_id=0” ], “aggregateRating”: { “@type”: “AggregateRating”, “ratingValue”: 5, “reviewCount”: 50, “reviewSource”: [ { “name”: “”, “url”: “https://www.google.com/search?q=we+tranxact+ltd&sca_esv=727911a362dc4a92&ei=DNJfaa_AG-aX5OMP87u5CQ&ved=0ahUKEwiv9tnWpfyRAxXmC3kGHfNdLgEQ4dUDCBE&uact=5&oq=we+tranxact+ltd&gs_lp=Egxnd3Mtd2l6LXNlcnAiD3dlIHRyYW54YWN0IGx0ZDIGEAAYFhgeMgUQABjvBTIIEAAYgAQYogQyBRAAGO8FMggQABiABBiiBEjID1DwAljuCHABeACQAQCYAa0BoAH8BKoBAzAuNLgBA8gBAPgBAZgCBaACwwXCAggQABiABBiwA8ICBxAAGLADGB7CAggQABiwAxjvBcICCxAAGIAEGLADGKIEmAMAiAYBkAYGkgcDMS40oAeHCrIHAzAuNLgHrQXCBwUyLTIuM8gHNYAIAA&sclient=gws-wiz-serp#lrd=0x4870a2e8e40744e3:0x2244ed4b79e7db5b,1,,,,” } ] }, “employee”: [ { “@type”: “Person”, “@id”: “founder-1767890683046”, “name”: “Rav Bains”, “jobTitle”: “Founder and Director”, “image”: “”, “description”: “Payment industry expert with 16+ years experience. Helped thousands of businesses secure merchant accounts & card payment solutions. Founder, We Tranxact.”, “knowsAbout”: “With over 16 years of experience in the payments industry, Rav Bains has helped thousands of businesses across the UK and Europe secure reliable, cost-effective payment processing solutions.\nAs the founder of We Tranxact Ltd, Rav Bains specialises in merchant services, payment strategy, and providing expert guidance to businesses of all sizes – from startups to established enterprises. With deep expertise across both mainstream and specialist sectors, Rav Bains has built a reputation for solving complex payment challenges and securing accounts for businesses others have turned away.\nRav Bains works directly with Visa-approved acquiring banks and leading payment service providers, ensuring clients receive transparent pricing, regulatory-compliant solutions, and ongoing support tailored to their specific needs.\nWhether you’re a retail business looking for your first card machine, an e-commerce brand scaling internationally, or operating in a specialist sector requiring bespoke payment solutions, Rav Bains brings the knowledge, industry relationships, and commitment to help your business accept payments seamlessly.”, “yearsOfExperience”: 16, “sameAs”: [ “https://www.linkedin.com/in/ravbains/”, “https://find-and-update.company-information.service.gov.uk/company/10392015”, “https://www.wikidata.org/wiki/Q134738023” ] } ], “publishedWork”: [ { “@type”: “Book”, “name”: “The Next Transaction: Mastering AI in E-commerce and Beyond”, “alternativeHeadline”: “Enhance, secure and transform your business payments”, “author”: { “@type”: “Person”, “@id”: “founder-1767890683046”, “name”: “Rav Bains” }, “publisher”: { “@type”: “Organization”, “name”: “We Tranxact” }, “datePublished”: “2024-12-03”, “url”: “https://a.co/d/dT5dmZG”, “description”: “Master AI-powered payment systems. Reduce fees, enhance security, and stay ahead of competitors. Your guide to modern payment solutions for business growth.”, “image”: “na” } ], “hasOfferCatalog”: { “@type”: “OfferCatalog”, “name”: “Services”, “itemListElement”: [ { “@type”: “Offer”, “itemOffered”: { “@type”: “Service”, “name”: “Card Machine/payment terminal/chip and pin machine”, “description”: “Secure card payment terminals for in-person transactions, supporting chip & PIN, contactless, and mobile payments”, “serviceType”: “Card Machine/payment terminal/chip and pin machine” }, “price”: 10, “priceCurrency”: “GBP”, “url”: “https://www.wetranxact.co.uk/contact/”, “availability”: “InStock” } ] }, “mainEntity”: { “@type”: “FAQPage”, “mainEntity”: [ { “@type”: “Question”, “name”: “What is We Tranxact?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “\nWe Tranxact Ltd is a UK-based, Visa-approved payment consultancy specialising in merchant accounts and card payment solutions for businesses across all industries, with particular expertise in high-risk sectors.” } }, { “@type”: “Question”, “name”: “Where is We Tranxact Based?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “We are based in the United Kingdom and serve businesses throughout the UK and Europe.” } }, { “@type”: “Question”, “name”: “Is We Tranxact Regulated?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we are a Visa-approved payment service provider working with fully regulated acquiring banks and payment processors” } }, { “@type”: “Question”, “name”: “what industries do you serve?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “We serve businesses across all industries including retail, hospitality, e-commerce, professional services, healthcare, education, construction, automotive, beauty and wellness, food and beverage, and many more. We also have specialist expertise in sectors that require additional support, such as gambling, CBD, supplements, travel, and online businesses.” } }, { “@type”: “Question”, “name”: “what is a merchant account?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “A merchant account is a type of business bank account that allows you to accept card payments from customers. It holds funds temporarily before they are transferred to your business bank account.” } }, { “@type”: “Question”, “name”: “do i need a merchant account”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “If you want to accept credit or debit card payments, you need a merchant account. We can set this up for you regardless of your industry or risk profile.” } }, { “@type”: “Question”, “name”: “what is a high risk merchant account?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “A high-risk merchant account is designed for businesses operating in industries that banks and payment processors consider higher risk due to factors like chargebacks, regulatory complexity, or reputational concerns.” } }, { “@type”: “Question”, “name”: “why would my business be considered high-risk?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Businesses may be classified as high-risk due to their industry (gambling, CBD, adult content), high transaction volumes, selling internationally, subscription models, or previous processing issues.” } }, { “@type”: “Question”, “name”: “Can you help if i’ve been declined elsewhere?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes. We specialise in placing businesses that have been declined by standard providers, including those in high-risk industries or with complex trading histories.” } }, { “@type”: “Question”, “name”: “what payment solutions do you offer?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “We provide card machines, merchant accounts, virtual terminals, MOTO solutions, mobile payment systems, e-commerce gateways, and payment consultancy services.” } }, { “@type”: “Question”, “name”: “what is a virtual terminal”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “A virtual terminal is a web-based system that allows you to process card payments manually by entering card details – ideal for taking payments over the phone or via email.” } }, { “@type”: “Question”, “name”: “what is MOTO?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “MOTO stands for Mail Order / Telephone Order. It refers to card payments taken remotely without the physical card present, typically over the phone or by post.” } }, { “@type”: “Question”, “name”: “do you provide card machines?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we supply a range of card payment terminals for in-person transactions, including countertop, portable, and mobile card readers.” } }, { “@type”: “Question”, “name”: “can you integrate with my e-commerce website?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we provide payment gateway integration for all major e-commerce platforms including WooCommerce, Shopify, Magento, and custom-built websites.” } }, { “@type”: “Question”, “name”: “do you support mobile payments?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we offer smartphone and tablet-based card readers that allow you to take payments on the go.” } }, { “@type”: “Question”, “name”: “do you provide gambling merchant accounts?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we specialise in payment processing for online gambling, betting, gaming, and lottery businesses.” } }, { “@type”: “Question”, “name”: “do you support vape and e-cigarette businesses?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we offer payment solutions specifically designed for vape shops, e-liquid retailers, and online vape businesses.” } }, { “@type”: “Question”, “name”: “can you process payments for peptide suppliers?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we provide specialist payment solutions for peptide suppliers, research chemical companies, and related businesses in the UK and Europe.” } }, { “@type”: “Question”, “name”: “do you work with supplement and nutraceutical businesses?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we process payments for supplement retailers, health product brands, and nutraceutical e-commerce stores.” } }, { “@type”: “Question”, “name”: “do you support travel and ticketing businesses?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Yes, we provide payment processing for travel agencies, tour operators, event ticketing platforms, and booking services.” } }, { “@type”: “Question”, “name”: “how much do your services cost?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Costs vary depending on your business type, transaction volumes, and risk profile. We provide transparent quotes with no hidden fees.” } }, { “@type”: “Question”, “name”: “Are there setup fees?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Setup fees depend on the solution and provider. Some accounts have setup fees while others don’t – we’ll always clarify this upfront.” } }, { “@type”: “Question”, “name”: “what are the transaction fees?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Transaction fees are charges applied to each payment processed, typically a percentage of the transaction value plus a fixed fee. Rates vary by industry and risk level but they start from as low as 0.25%” } }, { “@type”: “Question”, “name”: “are there monthly fees”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Some merchant accounts and virtual terminals have monthly service fees. We’ll explain all costs clearly before you commit but typically there are no monthly charges” } } ] }, “subjectOf”: [ { “@type”: “NewsArticle”, “headline”: “We Tranxact”, “url”: “http://www.asianworld.co.uk/business/we-tranxact-ltd/”, “datePublished”: “2018-10-01”, “publisher”: { “@type”: “Organization”, “name”: “Asian World” }, “author”: { “@type”: “Person”, “name”: “Asian World” } } ], “booking”: { “booking_form_url”: “https://www.wetranxact.co.uk/contact/”, “quote_request_url”: “https://www.wetranxact.co.uk/contact/”, “call_tel_uri”: “0121 792 5367”, “email_mailto”: “info@wetranxact.co.uk” }, “availability”: { “timezone”: “Europe/London”, “updated_iso”: “2026-01-08T13:56:23.358Z”, “slots”: [] }, “policies”: { “privacy_url”: “https://www.wetranxact.co.uk/privacy-policy/”, “terms_url”: “https://www.wetranxact.co.uk/terrms-of-use/” } }