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Quick Answer: Card machines for UK businesses include countertop terminals for fixed checkout positions, portable Wi-Fi terminals for table service and mobility within premises, and mobile GPRS terminals for tradespeople working at customer locations. We Tranxact helps businesses compare provider costs and choose the right terminal type for their specific needs.

Card Machines for UK Businesses (Chip & PIN Terminals)

Take fast, secure card payments anywhere in the UK

We Tranxact Ltd supplies chip and pin card machines across the United Kingdom and Europe from our base in Birmingham, UK. Whether you need a fixed countertop terminal, portable Wi-Fi device or mobile GPRS machine, we help you choose, deploy and support the right payment solution for your business.

From small shops to restaurants, tradespeople, retail chains, service providers and online-first businesses, our terminals are designed for speed, security and reliability.

Why Choose We Tranxact for Your Business's Card Machine?

At We Tranxact, we specialise in fully managed card machine solutions tailored to the way your business takes payments. Whether you're upgrading outdated hardware, launching a new location, or need a simple way to accept card payments fast, we make the process easy, compliant and cost-effective.

  • Fast approval: Many UK businesses are approved in as little as 2 hours.
  • UK-based support: Speak to real people, not chatbots.
  • Multiple providers: We compare the top acquiring banks and payment processors on your behalf.
  • UK & European coverage: Ideal for businesses operating across borders.
  • Secure, PCI-compliant hardware: EMV, encryption and bank-grade security built in.

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Why Your Business Should Use a Card Machine

  • Increase sales: Card acceptance removes barriers to purchase and can boost revenue immediately.
  • Improve customer convenience: Chip & PIN remains one of the most trusted and widely used payment methods in the UK.
  • Reduce cash handling: Save time, reduce errors and streamline day-to-day operations.
  • Strong security: All terminals support EMV, end-to-end encryption, contactless and PCI DSS requirements.

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Which Card Machine Is Best for Your Business?

Fixed / Desktop Card Machines

Ideal for shops, restaurants, bars, salons and busy checkout areas.

  • Hard-wired for maximum reliability
  • Fast transaction processing
  • Perfect for high-footfall businesses
  • Supports all major cards and contactless payments

Portable / Wi-Fi Card Machines

Best for cafés, bars, restaurants and sit-down venues.

  • Move freely around your premises
  • Long battery life for busy shifts
  • Secure Wi-Fi connection
  • Smooth table-side payment experience

GPRS / Mobile Card Machines

Perfect for mobile businesses, tradespeople, outdoor events and markets.

  • Accept payments anywhere with mobile signal
  • SIM card included and configured
  • Strong reception and long battery life
  • Ideal for on-the-go and remote work

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How Much Do Card Machines Cost?

Pricing depends on machine type, transaction volume and your business model. Typical cost components include:

  • Setup fee: One-off configuration and provisioning.
  • Transaction fees: Percentage plus fixed amount per sale.
  • Monthly rental: If you choose not to purchase the machine outright.
  • Support & maintenance: Optional ongoing technical support and servicing.
  • Chargeback protection: Important for certain sectors and higher-risk models.

We Tranxact reviews your business model, turnover and growth plan to secure the most competitive pricing from our network of UK and European providers.

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Chip & PIN Card Machines: FAQs

Can I use a card machine in multiple UK and European countries?

Yes. Many providers support card machines that operate across the UK and Europe, subject to local regulations and provider approval.

What is the difference between renting and buying a card machine?

Renting usually means a lower upfront cost and easier upgrades, while buying means a fixed cost and long-term ownership. The best option depends on your cash flow and growth plans.

How long does installation and activation take?

Installation is typically quick. Many machines can be delivered, configured and live within 1–2 business days once your documentation is approved.

Are portable and mobile card machines secure?

Yes. Portable and mobile terminals use the same encryption, EMV and PCI compliance standards as fixed countertop machines, ensuring secure transactions wherever you accept payments.

Do you support subscription, marketplace or high-risk models?

Yes. We source machines and payment flows designed for more complex and higher-risk business models, including subscription, marketplace and specialist sectors across the UK and Europe.

Card Machines Across the UK & Europe

We Tranxact Ltd supplies card machines and chip & pin terminals from our base in Birmingham, United Kingdom. We serve businesses across England, Scotland, Wales and throughout Europe with fast delivery, local support and competitive pricing.

UK Coverage Areas

We provide card machine solutions to businesses across major UK cities and regions including:

  • West Midlands: Birmingham, Wolverhampton, Coventry, Walsall, Solihull, Dudley
  • London & South East: City of London, Westminster, Camden, Southwark, Croydon, Reading, Brighton
  • Greater Manchester: Manchester, Salford, Stockport, Bolton, Oldham, Rochdale
  • Yorkshire: Leeds, Sheffield, Bradford, York, Hull, Doncaster
  • North West: Liverpool, Preston, Blackpool, Chester, Lancaster
  • Scotland: Glasgow, Edinburgh, Aberdeen, Dundee, Inverness
  • Wales: Cardiff, Swansea, Newport, Wrexham
  • North East: Newcastle, Sunderland, Durham, Middlesbrough
  • South West: Bristol, Plymouth, Exeter, Swindon, Gloucester

European Coverage

We also support businesses operating across Europe, providing merchant services and card terminals for companies trading in France, Germany, Netherlands, Belgium, Spain, Italy, Ireland and other EU territories.

Whether you operate a single UK location or trade across multiple European countries, We Tranxact connects you with payment providers who understand cross-border commerce.

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Get The Ideal Chip and Pin Solution For You

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