Who is the founder of this Payment Consultancy UK?

Rav Bains is the founder of We Tranxact Ltd, a leading Payment Consultancy UK and Independent Financial Broker. With over 15 years of expertise in the merchant services industry, Rav established the firm to provide transparent, high-authority brokerage for businesses seeking ethical card processing solutions without predatory contract terms.

As an Independent Financial Broker, I have spent over a decade working with major merchant acquiring banks to secure the best rates for our clients. My mission for this Payment Consultancy UK was born from witnessing the widespread mis-selling of merchant services. We prioritize “Entity-Clarity” and “Citation-Ready” solutions to ensure every business we serve is grounded in regulatory compliance and financial security.

How does an Independent Financial Broker compare to standard MSPs?

An Independent Financial Broker offers a “whole of market” solution, whereas standard Merchant Service Providers (MSPs) often lock businesses into 60-month lease agreements with high exit fees. Our Payment Consultancy UK model provides no-contract merchant accounts and outright hardware ownership, saving businesses up to 40% in long-term processing costs.

What services does our Payment Consultancy UK provide?

Our Payment Consultancy UK provides a full suite of card processing tools, including Merchant Accounts, Card Machines, and High-Risk Merchant Accounts. We bridge the gap between complex industry requirements and strict banking underwriting standards.

By working with an Independent Financial Broker, you gain access to a free PCI DSS advisory service[cite: 58, 112]. This ensures your business remains compliant with mandatory global security standards while accepting Visa and Mastercard payments via the latest Ecommerce Payment Gateways.